See the cash rhythm
then understand what drives it
The curve is rebuilt only from bank dates and amounts, then cash-flow analysis uses the existing categories in the file to explain how cash behaves
Month-end cash, month after month
The balance is rebuilt by accumulating the transactions in the file, while the opening balance remains adjustable
The cycle becomes visible at a glance
Each cell shows the rebuilt month-end balance, making it easy to compare years and spot unusual periods
The curve shows cash without needing to know the nature of every purchase
Years with major works stand out immediately and should not be confused with normal operations
Categorisation then explains income, recurring expenses and investments
Useful business insight without requiring perfect accounting-level precision
To isolate normal operations, Vinova separates the stabilised 2021–2025 operating period from major works in 2019–2020 and 2026
The strongest season is mainly concentrated between April and August
August averages around €5.7k of rental revenue and July around €5.5k, while November and December are materially lower
The largest expense blocks can be identified without invoices
Garden and outdoor work, staff, energy, cleaning / social charges and property tax make up the main recurring expense blocks
Major works should be isolated from the normal forecasting engine
2019–2020 and 2026 contain major exceptional investments that would distort a model if they were not treated separately
How much cash could have been put to work
The test looks for the amount that could have been invested until maturity while maintaining the safety buffer throughout the period